Smartest Way to Borrow?

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The Perkins loan is one of the best loans with a nominal fixed interest of 5%. It is available for both graduates and the undergraduates. The undergraduates get an even better subsidized loan facility with a fixed nominal interest of 4.66%.

The interest rate on Stafford loans may vary, and it may be higher than the Perkins loans, but they have their own advantages-

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